Borrowing money is a serious thing, whether you’re thinking about getting it from friends, family, or a lender. These are all options, but it goes without saying that not all options are created equal. If you’re borrowing money due to a very sensitive issue within your family, do you really want relatives to know about… (0 comment)

If you’re struggling to manage your finances, have mounting debts or have received letters demanding payments then you may have looked at the different debt solutions available to you. From IVAs, to debt management plans and consolidation loans, there are so many different solutions out there that it can be difficult to know which is… (0 comment)

At times, when you are unable to find a way out financially, loans can play a huge part in saving you from imminent bankruptcy. However, when it comes to borrowing, most people do not really set any precedents for themselves before they take the money. Remember, whenever you take a loan, you have to return… (0 comment)

The problem many people have with debt is that they are unwilling to acknowledge or accept that they have let their debts get beyond their control. However, as soon as you start to work at clearing the debt, you will see that the stress and anxiety caused by having debts hanging over you begins to… (0 comment)

ATM skimming is a growing concern within the evolving threat of identity theft. Victims of ATM skimming usually notice the problem after they face identity theft and find their bank account drained of funds. This act of theft can be prevented if talked about and if consumers are educated on what to look out for.… (0 comment)

From about two decades, credit card usage as well as the no. of users is getting multiplied. Credit card is essentially a reserve that is to be used only in need of emergency or any urgency. Unnecessary use of it leads to debts on credit cards too apart from the obligations you make. Making debts… (0 comment)

There are thousands of PPI claims management firms fighting for the consumer’s right to obtain money from mis-sold payment protection insurance, which may have been tied into mortgages, car finance, credit cards, and loans. If the consumer was unable to repay the loan agreement as a result of injury, unemployment, or illness, the insurer would fulfil its… (0 comment)

Donating to charity is a great way to help a good cause. However, there are also personal reasons why donating to charities can be a good idea, with one of the most important being the tax reductions that can be achieved. If you want to claim tax relief by making donations to charity, here is… (0 comment)

Hey people, are you crunched under the pressure of having heavy debts? Are you in the habit of making late payments? Please, don’t do it. Stay away from this habit and do not allow your account to go into collections. Along with that, avoid tax liens, bankruptcies and foreclosures ending up your financial plans. Above… (0 comment)

Credit card fraud is a serious problem that can be very distressing for the victims. Although anyone can be affected by credit card fraud, there are a number of things that you can do to minimise the risk of becoming a victim yourself. Here are some simple but effective ways to stay safe when using… (0 comment)