Getting a water meter installed is touted as being a fantastic way to save money in your household. The question is though is it a smart choice to get one installed? The theory is that you only pay for the water that you use in your property, so for most people the bill should be…

The financial experts have it all wrong: there are times in life where real adversity strikes. It’s not your fault. It’s not the weight of your decisions. It’s not the people you surround yourself with. It’s simply bad luck, hard times, and forces out of your control. The best way to turn things around is…

It seems that nowadays there is hardly a day that goes by without payday loans featuring in the headlines. They seem to be the scapegoat of the UK’s financial woes, and while they are expensive they do have their place in today’s lending landscape. In an emergency, when most people want to borrow a small amount of…

For homes in the UK a new grant began at the beginning of 2013 to replace the Carbon Emissions Reduction target (CERT) and the Community Energy Saving Programme (CESP). This programme is called the Energy Company Obligation (ECO) and is available to everyone. It is a £1.4 billion pot of money that will be used…

Sometimes when you need money, it can seem almost impossible to get it. If you need money fast and it is the weekend, for example, it can be difficult to find somewhere that will lend you the cash that you need. Most lenders are tied in to banks which do not open every day of…

Most loans can take a long time to organise. A mortgage, for example can take a series of weeks and a credit card can take a similar amount of time. This means that if you have a financial emergency, where you need money immediately, then it may seem like you cannot find the money that…

Gotten behind on a few bills? Don’t just let them pile up? Sure, your pride might tell you not to reach out and use all of the resources that you have at your disposal, but that’s not going to make the situation go away. As you might imagine, it’s only going to make the situation…