It seems that nowadays there is hardly a day that goes by without payday loans featuring in the headlines. They seem to be the scapegoat of the UK’s financial woes, and while they are expensive they do have their place in today’s lending landscape. In an emergency, when most people want to borrow a small amount of…

For homes in the UK a new grant began at the beginning of 2013 to replace the Carbon Emissions Reduction target (CERT) and the Community Energy Saving Programme (CESP). This programme is called the Energy Company Obligation (ECO) and is available to everyone. It is a £1.4 billion pot of money that will be used…

Sometimes when you need money, it can seem almost impossible to get it. If you need money fast and it is the weekend, for example, it can be difficult to find somewhere that will lend you the cash that you need. Most lenders are tied in to banks which do not open every day of…

Most loans can take a long time to organise. A mortgage, for example can take a series of weeks and a credit card can take a similar amount of time. This means that if you have a financial emergency, where you need money immediately, then it may seem like you cannot find the money that…

Gotten behind on a few bills? Don’t just let them pile up? Sure, your pride might tell you not to reach out and use all of the resources that you have at your disposal, but that’s not going to make the situation go away. As you might imagine, it’s only going to make the situation…

Although offline marketing remains important, the web has emerged as a versatile, fascinating platform for reaching out to and analysing your market. While SEO, social media marketing and audience targeting are still emerging disciplines, email marketing is one of the most established and best understood ways to communicate with your potential and existing customers. A… (0 comment)

If you’re struggling to manage your finances, have mounting debts or have received letters demanding payments then you may have looked at the different debt solutions available to you. From IVAs, to debt management plans and consolidation loans, there are so many different solutions out there that it can be difficult to know which is… (0 comment)

Two payday loan companies have been forced to surrender their consumer credit licences after a crackdown on payday lenders by the OFT (Office of Fair Trading). Three more companies could lose their licence as they are currently being investigated too. The two companies that have surrendered their consumer credit licences are The Payday Loan Company…