It seems that there are a lot of people these days that need to resort to a payday loan and many are against them. There are those that say that they should be banned because they take advantage of the most vulnerable but others that feel they should stay. But are there really arguments that… (0 comment)

How a payday loan can help in an emergency
Sometimes we need money in a real emergency. There may be very few places to get money and if you need it quickly it can be concerning. This is even worse if your bank is closed or if you have used up all of the credit available to you at your bank. You may start…

The financial experts have it all wrong: there are times in life where real adversity strikes. It’s not your fault. It’s not the weight of your decisions. It’s not the people you surround yourself with. It’s simply bad luck, hard times, and forces out of your control. The best way to turn things around is…

Borrowing money is a serious thing, whether you’re thinking about getting it from friends, family, or a lender. These are all options, but it goes without saying that not all options are created equal. If you’re borrowing money due to a very sensitive issue within your family, do you really want relatives to know about… (0 comment)

Sometimes when you need money, it can seem almost impossible to get it. If you need money fast and it is the weekend, for example, it can be difficult to find somewhere that will lend you the cash that you need. Most lenders are tied in to banks which do not open every day of…

Most loans can take a long time to organise. A mortgage, for example can take a series of weeks and a credit card can take a similar amount of time. This means that if you have a financial emergency, where you need money immediately, then it may seem like you cannot find the money that…

Gotten behind on a few bills? Don’t just let them pile up? Sure, your pride might tell you not to reach out and use all of the resources that you have at your disposal, but that’s not going to make the situation go away. As you might imagine, it’s only going to make the situation…

Two payday loan companies have been forced to surrender their consumer credit licences after a crackdown on payday lenders by the OFT (Office of Fair Trading). Three more companies could lose their licence as they are currently being investigated too. The two companies that have surrendered their consumer credit licences are The Payday Loan Company…

At times, when you are unable to find a way out financially, loans can play a huge part in saving you from imminent bankruptcy. However, when it comes to borrowing, most people do not really set any precedents for themselves before they take the money. Remember, whenever you take a loan, you have to return… (0 comment)